Getting started
From signup to funded
Most funding applications fail on paperwork rather than on the business. This is the full path.
Get set up
Pick what you are. Entrepreneur running a business, trader selling at a counter, or investor funding others. The signup asks only what your role needs.
About 3 minutes
What this involves
- Name, email and a password
- Your role, which decides what you see
- SA ID number, needed for tax and payroll
Registration number, trading name, address and directors. Funders read this record directly, so what you enter here is what they see during assessment.
About 10 minutes
What this involves
- CIPC registration details and entity type
- Business address and contact details
- Directors and shareholding
- Bank account for disbursement
Funders assess your numbers, not your pitch. Set opening balances if you have been trading, then raise invoices and capture expenses as you work. The statements build themselves.
An hour to set up, then ongoing
What this involves
- Opening balances: cash, debtors, creditors, stock
- Invoices and expenses posted as they happen
- Income statement and balance sheet generated live
- No PDF pack to assemble later
The paperwork a funder checks before they read anything else. Upload once, tracked by expiry date, visible to whoever is doing due diligence on you.
Depends on what you already hold
What this involves
- CIPC registration certificate
- SARS tax clearance
- BBBEE affidavit or certificate
- Readiness score showing what is still missing
Apply
Browse funding providers and the products they offer. Each one lists its eligibility criteria, so you can see whether you qualify before spending time on an application.
15 minutes of reading
What this involves
- Minimum turnover and years trading
- Industry and entity type restrictions
- Amount ranges and funding type
- Application windows where they apply
One application carrying the amount, what it is for, and how it will be repaid. Your financial statements attach from the platform rather than being uploaded as files.
About 30 minutes
What this involves
- The amount and its specific purpose
- Repayment plan and source of repayment
- Supporting quotes or contracts
- Your live financials, attached automatically
Decision and disbursement
The funder reviews and may ask for more. Requests arrive in the application itself, not a separate email thread, so nothing is lost between a question and a deadline.
Funder dependent
What this involves
- Status moves from received to under review
- Document requests appear on the application
- Messages thread with the funder in one place
- Full status history, visible to both sides
An approved application becomes an offer with its terms attached. Read the rate, period and conditions, then accept or decline inside the platform. A declined application can be appealed.
Your decision, no deadline pressure
What this involves
- Offer terms with the contract attached
- Accept or decline, recorded with a timestamp
- Appeal route if the application is declined
- Nothing signed outside the platform
Funds land in your business wallet and post to your books as a liability. Repayments track against the facility, with DebiCheck mandates where the funder requires them.
Once accepted
What this involves
- Funds released to your business wallet
- Liability posted to your balance sheet automatically
- Drawdowns and repayments tracked per facility
- Interest accrued and recorded as it runs
Create your account
Pick what you are. Entrepreneur running a business, trader selling at a counter, or investor funding others. The signup asks only what your role needs.
About 3 minutes
What this involves
- Name, email and a password
- Your role, which decides what you see
- SA ID number, needed for tax and payroll
Steps one to four are yours to complete at your own pace, and they are useful whether you apply for funding or not. A business with current books and clear compliance is ready the day an opportunity appears.
Before you apply
Two things are worth reading first. Both are free and need no account.